Lumon Pay – Our Trusted Currency Partner at SJW Inmobiliaria

At SJW Inmobiliaria Marina Alta, we’re proud to work with a select group of trusted partners who help our clients move smoothly and confidently through every step of their property journey. One of those key partners is Lumon Pay, an established market leader in international currency transfers and foreign exchange.

This November, Lumon celebrates 25 years of supporting clients worldwide with expert guidance, competitive rates, and a client-first approach—something we value deeply at SJW.

Market Update – November 2025

From Daniel Wright, Head of Private Client Revenue, and Stephen Eakins

The Pound Faces a Tough Month

October wasn’t kind to sterling.
The pound dropped 2% against the euro, hitting its lowest point in 2.5 years. GBP–USD has also weakened, now sitting at its softest level in six months.

For clients selling property in the eurozone and converting back into pounds, this has opened a strong opportunity.
However, for buyers looking to purchase in euros—or those already mid-transaction—the shift adds pressure.

What Does This Mean for Property Buyers?

? Buying a €1,000,000 property

For sterling buyers:
It would cost £14,000 more today than it would have during the pound’s highs in October.

For dollar-based buyers:
The same property is now $13,000 more expensive compared to just one month ago.

These fluctuations underline exactly why SJW partners with Lumon Pay—to ensure our clients receive real-time guidance, support, and strategic solutions to protect their budgets when markets turn unpredictable.

Looking Ahead – What’s Next for the Pound?

The UK budget is set for 26 November, and with the Government navigating a challenging economic landscape, volatility is expected.
While no one can predict the exact direction, movement is almost guaranteed in the run-up and days following the announcement.

For buyers, sellers, and investors, understanding and managing this volatility is crucial. This is where Lumon truly shines.

Why SJW Recommends Lumon Pay

Working with Lumon means you have a dedicated expert on hand from the very beginning of your property journey. They help you:

• Understand market shifts
• Protect your budget
• Lock in favourable rates
• Plan ahead with confidence

Our local partnership manager, Glenn Tullett, is always available to answer your questions or help with referrals.

glenn.tullett@currencies.co.uk
+34 966 260 777

About Lumon

Lumon FX Europe Limited, trading as Lumon, is regulated by the Central Bank of Ireland.
Lumon Pay Ltd is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022).
Address: Lumon, 20 Farringdon Rd, London EC1M 3HE, UK.

Information provided is for guidance only and does not constitute financial advice.