SJW Inmobiliaria Marina Alta

ITP Reduced to 9%: The Perfect Time to Buy Property on the Costa Blanca

#costablanca#denia#buyersguide#investment#investments#guide#property(ifavailable)#marinaalta(ifavailable)#sjwinmobiliaria(ifavailable)#2026#tip

Great News for Property Buyers in the Valencian Community – ITP Reduced to 9%!
If you've been dreaming about owning a property on the Costa Blanca, there has never been a better time to make your move.
As of 1st June 2026, the Valencian Government has officially reduced the Property Transfer Tax (ITP) on most resale properties from 10% to 9%, putting thousands of euros back into buyers' pockets.
For anyone considering purchasing a home in Dénia, Jávea, Moraira, Calpe, Benissa, or anywhere else in the Valencian Community, this is fantastic news.
What is ITP?
ITP (Impuesto sobre Transmisiones Patrimoniales) is the tax paid when purchasing a resale property in Spain.
Previously, buyers in the Valencian Community paid 10% of the purchase price in ITP. From 1st June 2026, that rate has been reduced to 9% for most resale property purchases.
How Much Could You Save?
The savings can be significant:
Property PriceOld ITP (10%)New ITP (9%)Saving€200,000€20,000€18,000€2,000€300,000€30,000€27,000€3,000€500,000€50,000€45,000€5,000€750,000€75,000€67,500€7,500The higher the purchase price, the bigger the saving.
Does This Apply to Every Property?
The new 9% rate applies to most resale properties valued under €1,000,000.
Properties with a declared value exceeding €1 million will continue to be taxed at 11%, so the biggest benefits are aimed at the mainstream residential market.
More Good News for Buyers
The reduction isn't just about saving money.
Lower purchase costs mean:
✅ More affordable home ownership
✅ Greater purchasing power
✅ Better investment returns
✅ More money available for renovations, furniture, or enjoying your new lifestyle in Spain
Many industry experts believe this change will further boost demand across the Costa Blanca as both Spanish and international buyers look to take advantage of the reduced costs.
Timing Matters
The important date is the completion date at the notary (the signing of the escritura), not when you reserve the property.
If your purchase completes on or after 1st June 2026, the new 9% rate applies.
Thinking of Buying Your Dream Home?
Whether you're looking for:
🏖️ A beachfront apartment
🌄 A countryside finca
🏡 A family villa
☀️ A holiday home in the sun
💼 An investment property
This tax reduction makes buying in the Valencian Community even more attractive than before.
Your Dream Home Just Became More Affordable
A 1% reduction may not sound huge at first glance, but when it could save you thousands of euros on your purchase, it can make a real difference.
If you've been waiting for the right moment to buy in Spain, this could be it.
Let's get buying that dream home!
If you'd like to know exactly how much this change could save you on your planned purchase, contact SJW Inmobiliaria Marina Alta and we'll be happy to calculate the costs and help you find the perfect property on the Costa Blanca.

Thu 4th Jun 2026

What currency shifts could mean for your clients?

#boutique#costablanca#moving#propertyvalue#sjwinmobiliaria#spain#value#lumonpay#currency#greatrates

Lumon Pay – Our Trusted Currency Partner at SJW Inmobiliaria
At SJW Inmobiliaria Marina Alta, we’re proud to work with a select group of trusted partners who help our clients move smoothly and confidently through every step of their property journey. One of those key partners is Lumon Pay, an established market leader in international currency transfers and foreign exchange.
This November, Lumon celebrates 25 years of supporting clients worldwide with expert guidance, competitive rates, and a client-first approach—something we value deeply at SJW.
Market Update – November 2025
From Daniel Wright, Head of Private Client Revenue, and Stephen Eakins
The Pound Faces a Tough Month
October wasn’t kind to sterling.The pound dropped 2% against the euro, hitting its lowest point in 2.5 years. GBP–USD has also weakened, now sitting at its softest level in six months.
For clients selling property in the eurozone and converting back into pounds, this has opened a strong opportunity.However, for buyers looking to purchase in euros—or those already mid-transaction—the shift adds pressure.
What Does This Mean for Property Buyers?
📍 Buying a €1,000,000 property
For sterling buyers:It would cost £14,000 more today than it would have during the pound’s highs in October.
For dollar-based buyers:The same property is now $13,000 more expensive compared to just one month ago.
These fluctuations underline exactly why SJW partners with Lumon Pay—to ensure our clients receive real-time guidance, support, and strategic solutions to protect their budgets when markets turn unpredictable.
Looking Ahead – What’s Next for the Pound?
The UK budget is set for 26 November, and with the Government navigating a challenging economic landscape, volatility is expected.While no one can predict the exact direction, movement is almost guaranteed in the run-up and days following the announcement.
For buyers, sellers, and investors, understanding and managing this volatility is crucial. This is where Lumon truly shines.
Why SJW Recommends Lumon Pay
Working with Lumon means you have a dedicated expert on hand from the very beginning of your property journey. They help you:
Understand market shiftsProtect your budgetLock in favourable ratesPlan ahead with confidenceOur local partnership manager, Glenn Tullett, is always available to answer your questions or help with referrals.
glenn.tullett@currencies.co.uk+34 966 260 777
About Lumon
Lumon FX Europe Limited, trading as Lumon, is regulated by the Central Bank of Ireland.Lumon Pay Ltd is authorised by the Financial Conduct Authority as an Electronic Money Institution (FRN: 902022).Address: Lumon, 20 Farringdon Rd, London EC1M 3HE, UK.
Information provided is for guidance only and does not constitute financial advice.

Mon 24th Nov 2025

Welcome to the SJW Inmobiliaria Blog…Your Gateway to the Marina Alta Lifestyle

#sjwinmobiliaria#property#welcome#spain#villa#boutique#costablanca

Welcome to the SJW Inmobiliaria Blog…Your Gateway to the Marina Alta Lifestyle
At SJW Inmobiliaria Marina Alta, we’re incredibly proud to launch our very first blog. If you’ve found your way here, welcome! Grab a coffee, settle in, and let us introduce you to the beautiful corner of the world we call home.
Discover the Marina Alta
Nestled between mountains and the Mediterranean Sea, the Marina Alta region is one of the most sought-after areas in Spain — and for good reason.
From the golden sands and hidden coves of Dénia, Javea, and Moraira, to the peaceful villages sprinkled inland like Benidoleig, Pego, Jalón, and Orba, this area is truly where lifestyle comes first.
Here you’ll find:
Endless sunshine, even in winterA relaxed pace of life (but with all the amenities you need)International communities blending seamlessly with local Spanish cultureIncredible cuisine, from tapas and fresh seafood to Michelin-star restaurantsOutdoor living, from hiking the Montgó to paddle-boarding at sunriseIt’s no wonder so many people from around the world choose the Marina Alta for holidays, relocations, investments, and a fresh chapter in life.
Who We Are — And What We Do
SJW Inmobiliaria isn't just an estate agency, we’re a boutique, family-run business with years of experience, deep local roots, and a genuine passion for helping people find their perfect home.
We specialise in:
Residential sales (apartments, villas, fincas, bungalows)Luxury and high-end property sourcingRelocation services for international buyersExpat support (NIE, lawyers, banks, currency exchange)Local market guidance for sellersProperty management and after-sales careWhether you’re buying, selling, relocating, or investing — we handle the details so you can enjoy the journey.
The Areas We Cover
Our reach spans the whole Marina Alta region, including:
Dénia (Las Rotas, Montgó, La Pedrera, Marines, Les Deveses)Javea / XàbiaBenitachell / Cumbre del SolMoraira & TeuladaBenissa CostaPego / Monte PegoBenidoleig / Orba / Jalón / AlcalalíEls Poblets / El VergerSurrounding inland valleys and coastal gemsWe know the local lifestyles, schools, restaurants, walking routes, market trends and we love sharing that with our clients.
Why People Choose SJW
Because we care.Because we’re hands-on.Because we go the extra mile…every single time.
We’re known for:
Boutique, personalised serviceLocal knowledge that makes relocating easyClear, honest guidanceFast response timesHigh-quality marketingRAICV-registered professionalismAnd a bit of British charm and honesty that people instantly warm toWe don’t just show houses.We listen, we guide, we support and we stay by your side long after the keys are handed over.
Join Us On This Journey
This is just the first of many blogs we’ll be sharing from lifestyle guides and relocation tips to property spotlights and market insights.
If you’re thinking of buying or selling in the Marina Alta, or you’re simply dreaming of a new life in the sun, we’d love to help.
SJW Inmobiliaria Marina Alta. Boutique Real Estate with Extra SprinklesRAICV 3786

Thu 20th Nov 2025

ALL #Tags #2026 #beacon #bestplaces #boutique #buyersguide #commercial #construction #costablanca #currency #denia #dgt #driving #elvergel #fallas #fire #greatrates #guide #investment #investments #lasrotas #lifestyle #livingthedream #lumonpay #marinaalta #moving #myths #newbuild #passiveincome #potentialbusiness #property #propertymyths #propertyvalue #restaurant #retirement #sea #sjwinmobiliaria #spa #spain #sun #sustainability #talasaterra #tip #tradition #unforgettable #valencia #valuation #value #views #villa #welcome